Annual Fund

Ways To Give

You can contribute to the work that Cotting School does for children with disabilities in many ways. If you have questions or would like additional information, please contact:
Elizabeth C. Peters
Director of Advancement
(781) 862-7323, ext. 178
epeters@cotting.org

EIN 042104328

CASH With a gift of cash, you have a full tax benefit with itemized deductions. You can send a check, payable to Cotting School, or give your credit card information by letter or telephone.

Appreciated Securities Gifts of Stock Appreciated stocks in a brokerage account or in certificate form for stock that has grown in value will provide support for Cotting at the full market value and with no capital gains tax paid by the donor. Donors can take a charitable deduction on their federal income tax for the market value of the securities at the time of stock transfer.

Independent Retirement Accounts (IRAs) The value of many estates can incur federal, and possibly state, estate taxes as qualified retirement plans accumulate. Designating a percentage of assets from your plan to Cotting can minimize the taxes due on retirement plan assets.

Charitable Remainder Trust A charitable remainder trust can be established with cash, appreciated securities, real estate or other marketable assets and managed by a trustee. With this trust, the donor is provided with income until his death (or the death of his designated beneficiary), or for a specific term of years. When the trust expires, the principal becomes available to the School.

Charitable Gift Annuity When you make a gift of a charitable gift annuity to Cotting, the School reinvests assets and guarantees to pay you a fixed income for life (and, if desired, for another beneficiary’s lifetime). Upon the death of the last beneficiary, the principal is available to Cotting. The tax advantages include charitable deduction, income tax savings and estate tax savings.

Life Insurance You can name Cotting School the beneficiary (or co-beneficiary) on an existing life insurance policy. In the event of your death, Cotting receives the proceeds of the policy as a bequest, generating federal estate tax benefits. If you also make the School owner of the policy and relinquish all incidents of ownership, you can claim an income tax deduction for the cash surrender value.

Cotting School is unable to provide investment or tax advice.
You are encouraged to consult your tax advisor and/or your attorney before making your gift.